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Car Insurance and Motor Insurance

UK clamp-down on uninsured divers and vehicles.
Changes to car insurance regulations will mean that from January 2006 UK motorists will lose their 14 day 'intention to renew' period on car insurance policies.

Currently motorists have two weeks' grace between their current car insurance policy running out and when they must have a new one, but in order to come in line with new European regulations this will have to change.

The regulations are an attempt to crack down on uninsured drivers.

Police estimates suggest that between one and five million UK drivers do not have insurance. It is also estimated that insurance premiums are inflated by an average of £30 to cover claims that are made against drivers without insurance.

Police are now planning to clamp down on uninsured drivers, through measures such as linking insurance firms' computer records with those at the Driver & Vehicle Licensing Association (DVLA).

This will allow police to discover if a car is insured simply by checking its number plate.

David Jamieson, the Road Safety Minister, has said he will bring in powers allowing police to seize uninsured vehicles to take them off the roads.

"Getting these vehicles off the road will improve road safety for everyone and reduce the nuisance people experience when they try to make a claim off someone who turns out to be uninsured."

By January 2005, 95 per cent of motor insurance records were set to be submitted to the Motor Insurers' Database (MID) within 14 days of any change to the motor policy, whether it be renewal, new business or mid-term change.

And a five-day auto-lapse will also be introduced by one of the UK's largest vehicle insurers, whereby car insurance policies will be lapsed automatically if the insurer not made aware of their renewal within five days of the renewal date passing.

Cars for Sale in Leeds, New Cars, Used Cars, Car Dealers in Leeds.
AC, Aixam, Alfa Romeo, Asia, Aston Martin, Audi, Austin, BMW, Bentley, Bristol, Cadillac, Caterham, Chevrolet, Chrysler, Citroen, Coleman Milne, Dacia, Daewoo, Daihatsu, Daimler, De Tomaso, FSO, Ferrari, Fiat, Ford, Ginetta, HMC, Honda, Hyundai, Isuzu, Jaguar, Jeep, Jensen, Kia, Lada, Lamborghini, Lancia, Land Rover, Lexus, Ligier, Lonsdale, Lotus, MG, MacNeillie, Marcos, Marlin, Maserati, Mazda, Mercedes, Microcar, Mini, Mitsubishi, Morgan, Morris, Nissan, Noble, Opel, Perodua, Peugeot, Porsche, Proton, Reliant, Renault, Rolls Royce, Rover, Saab, Sao, Seat, Sebring, Simca, Skoda, Smart, Spectre, Ssangyong, Startins, Subaru, Suzuki, TVR, Talbot, Toyota, Triumph, Vauxhall, Venturi, Volkswagen, Volvo, Westfield, Yugo
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Last updated (& most recent additions) : Tuesday, February 10, 2009
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